Insurance Benefits
You need to ask your health insurance company the following questions to determine if orthotics
are a covered benefit under your current insurance plan:
- Are "custom functional foot orthotics" a benefit of my policy?
There are three possible answers:
A) "Yes"
B) "No"
C) "Orthotics are subject to review based on medical necessity." (This means "Yes", provided your condition such as e.g. plantar fasciitis, is diagnosed.
In addition a letter of medical necessity has to be written and submitted with the claim by the
prescribing doctor.)
Two more important questions to ask:
- Do I have to go to a doctor within my plan, or can I go to whomever I wish?
- Is there any deductible with my plan, if so, how much have I met so far this year?
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